Employee’s Guide to the U.S. Healthcare System/Ways to Save Money-O'Fallon

Speaker: Julie Kappen

Topic: An Employee’s Guide to the U.S. Healthcare System — and Ways to Save Money

Where: Bella Milano – 455 Regency Park O’Fallon, IL 62269

Monday, October 26, 2026 – 11:30AM-1:00PM CST

With close to 20 years of experience in employee benefits, including the provider, carrier and HR space, Julie brings a multi-pronged approach to help employers navigate the complex health insurance environment.

After starting her career in an oncology practice, she spent several years at one of the largest pharmacy benefit managers. From there, Julie spent 5 years working with HR professionals at a consulting firm where she helped small HR teams recruit, develop, and retain top talent.

With a strong pharmacy benefit background and experience working with jumbo employers, Julie can help employers tackle their highest healthcare costs through learned strategies from some of the largest companies in the nation. Most recently, Julie brought digital health programs to enterprise employers across the Southeast to help reduce overall healthcare spend.

Navigating the U.S. healthcare system and your employer benefit offering can feel overwhelming, confusing, and expensive. Employees often feel powerless when faced with increasing premiums, surprise bills, and complicated rules. This program is designed to give you clarity, confidence, and practical tools to take back control of your healthcare decisions. You’ll walk away with a better understanding of how the system really works—and proven strategies to save money without sacrificing care.

Presentation takeaways:

Understand the System: Break down why the U.S. healthcare system feels so complicated.

Save on Care: Discover simple, practical strategies to reduce out-of-pocket healthcare costs.

Be a Smarter Consumer: Learn how to ask the right questions, compare costs, and avoid common billing pitfalls.

Make the Most of Benefits: Gain insights into how to fully use the benefits and resources already available through your employer.

Take Control of Your Health Journey: Walk away with actionable steps to make more informed healthcare decisions.

Contact this Speaker Directly:
Julie Kappen – Vice President, Health & Welfare, Risk Strategies

Email: julesis2e@gmail.com

Website: https://www.risk-strategies.com/

LinkedIn: https://linkedin.com/in/juliekappen

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