Homebuyer Education: Full Day Session, Live and In-Person

LOCATION OF EVENT:

• 75 College Ave, Rochester, NY 14607

DESCRIPTION:

Our HUD-certified homeownership counselors will discuss in depth the important topics you need to know before purchasing. You will learn how to avoid common costly mistakes and demystify the closing process during the six-hour course. We will bring in guest speakers to share their experience in their role in the home purchase process, share how to budget, grant eligibility, and much more.

Topics will also include:

• Renting vs. owning
• Understanding credit and budgeting
• The Homebuying process and who's involved
• Affordability
• First time buyer grant eligibility
• Learn how to avoid common costly mistakes
• Explanation of the closing process.

Includes guest speakers who are experts in their industry (lending, insurance, real estate, etc.) to share their experience and their role in the home purchase process.

Earn your Certificate of Completion (required for many down payment assistance programs and by some lenders) by completing all the required steps in The Housing Council's Homebuyer Program. Steps will be discussed in this class.

IMPORTANT TICKET INFORMATION:

Please review the ticket options available and be sure to select the currect quantity. Due to physical limitations of the space, we need an accurate count, and we cannot accept unexpected guests. No tickets will be sold at the door. No walk-ins will be allowed.

Call us at 585-546-3700 if you're not sure if this is the right time in your homebuying process to take this class. We are here to guide you!

CANCELLATION POLICY:

You may request to cancel your ticket for a full refund, up to 24 hours before the date and time of the event. Cancellations up to 24 hours before the event may be transferred to a different date/time of the same class. When you register for a class, you agree to these terms. No refunds given once you've taken the class.

DISCLOSURES:

View The Housing Council's Agency Policies (Service Disclosures, Conflict of Interest, Costs, Privacy Policy, etc.) here.

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GRANT AND LOAN INFORMATION

Check out the following grants and special loans that may interest you! Our free 1-on-1 counseling services will help you explore and decide on the best options for you.

• Monroe County Grant
• Homebuyer Dream, Dream Plus, Wealth Builder
• SONYMA Programs (scroll down for DPAL and others)
• Make Monroe Home and HOME Rochester
• City of Rochester Home Purchase Assistance Program ("HPAP")
• City of Rochester Employer Assisted Housing Initiative ("EAHI")
• City of Rochester "Buy the Block"
• Rochester Housing Authority Section 8-to-Homeownership
• Other housing authorities' Section 8-to-Homeownership
• NYSAR Grant Lottery
• USDA Direct (different from "USDA Guaranteed")
• NACA